Professor Lois R. Lupica is a nationally recognized scholar in the areas of access to justice, law and innovation, consumer and commercial credit, and bankruptcy law. As an affiliated faculty member of the Harvard Law School Access to Justice Lab, she is serving as one of three principal investigators of the Consumer Financial Distress Research Study (together with Jim Greiner of Harvard Law School and Dalié Jiménez of University of California, Irvine School of Law). This study is a randomized control trial examining the efficiency of the small claims court system, the consequences of various legal intervention programs, and the value of financial education. Professor Lupica is also the principal investigator of the Apps for Justice Project, where she has been working with law students to build, develop, and create practical, technology-based tools (apps) that enable low- and moderate- income Maine residents who cannot afford full-scale legal assistance to either independently address their specific legal problem, or to leverage the ability of “low bono” providers of legal services to more cost-effectively provide legal assistance.